With the spending spree of the holidays behind us and the fresh new year stretching out before us, it’s not uncommon to focus on financial fitness this time of year. Thankfully, cutting back doesn’t need to be painful. Here are six ways to save hundreds of dollars over the next twelve months – without making radical changes to your lifestyle.
This post is sponsored by Twigby.
Implement a spending freeze. You’d be amazed at how much money you spend unnecessarily. Freeze your spending for a month to jump-start your financial fitness. Here’s how one family does their annual spending freeze!
Limit grocery store trips. Multiple trips to the grocery store add up quickly. You run to the store for one forgotten item, grab a couple of additional things off the shelves, and when you get to the checkout your total is $30. While that doesn’t seem like much, one or two extra trips each week add up quickly. Commit to making one trip to the grocery store each week, and if you forget something, do without until your next visit.
Switch to a less expensive mobile provider. Think it’s not possible to save money without a compromise? Think again. Twigby is a mobile service provider that uses the nation’s largest and most reliable network to offer brand-name service at a significantly lower price. They also allow customers to create their own custom plan so you don’t have to pay for any more minutes or data than you need. See how much money you can save by a simple switch, and read about our personal experience with Twigby!
Use cash for miscellaneous expenses. Small expenses add up quickly, and it’s easy for them to get out of control. Put aside a set amount of cash for miscellaneous expenses – coffee, lunches out, outings with the kids – and when it’s gone, it’s gone. This simple strategy helps to rein in unpredictable budget categories and keep you from accidentally overspending.
Pay car insurance in full. If you pay your car insurance monthly, you’re paying a lot more than you need to. You can save hundreds of dollars annually by paying in one lump sum every six months. It seems daunting the first time, but after that just put your regular monthly payment amount into a separate savings account so when the bigger bill comes, you can easily pay it.
Shop your closet. You’ve probably heard the expression that you wear 20% of your clothes 80% of the time. This means there’s a whole bunch of clothes that rarely get worn. Before buying a new outfit, see if you can breathe new life into an old one. Add a jacket, cinch a tunic with a belt, or accessorize differently. You can probably find a whole new look without spending a dime!
Ready to start saving? Twigby has great deals on phones and plans starting at less than $10. With no long-term contracts and the ability to customize your plan, you’ll only pay for the service you need. You’ll be shocked at how much you can save – check it out today!
RELATED:
Why We Were Afraid to Switch to an Unknown Mobile Carrier – and Why We Were Wrong
Is It Easy to Switch Our Phones to Twigby?
You’re Probably Paying for Too Much Mobile Data. Here’s What You Need to Know.
Cell Phone Safety Tips for Kids (with Kids’ Cell Phone Contract!)
Why I Caved and Got My Tween a Cell Phone – and How I’m Keeping Her Safe
The Best Plans for Your Child’s First Cell Phone
